1A.  THE PARTICIPANTS IN TESTINGS

1B.  Notice what James says about the man who is poor (9).

2B.  Notice what James says about the man who is rich (10-11).

2A.  THE PRIZE FOR ENDURING TESTINGS (12)

1B.  First, your responsibility.

2B.  Second, your reward.

3B.  But what is the Lord’s receipt?