1A.  First, Understand That FAITH IS THE MEANS WHEREBY THE SINNER IS SAVED

Ephesians 2.8-9; Romans 4.1-5

2A.  Also Realize That AN INDISPENSABLE COMPONENT OF FAITH IS THE BELIEF IN GOD’S EX NIHILO CREATION OF THE UNIVERSE

Hebrews 11.3

3A.  That Means That, A SINNER CANNOT BE SAVED WHILE CLINGING TO THE CONVICTION THAT GOD DID NOT CREATE EX NIHILO